Some unusual, yet healthy habits
I learned one very important aspect of their success. They own their own domiciles — meaning virtually very few people rent their apartments or houses. What makes this possible is 90 year mortgage loan terms. The banks in the U.S. might do the math for you, but I suggest you do it yourself with any of the online calculators. The key to the underlying equation? Ninety years is 1,080 months. While the total interest paid is enormous with the 720 extra months, the monthly payments are remarkably low. This makes its 20 percent tax bite incredibly easy for the Finnish people to manage and create their utopian society.
One last thing I learned trying to look at a newspaper there. Their language, characterized by scant use of vowels is unique and ancient. Kudos to Finland!