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Michelle Singletary

Michelle Singletary

Business Columnist  |

April 14, 2015

Grab a shovel and dig out of financial hole

Hereís a quote to live by: If you find yourself in a hole, stop digging.But is it really this easy when it comes to your finances? What if that hole represents rising rent you canít afford? Or that increases in your salary ó if youíve even gotten any ó havenít kept pace with inflation? Or a mortgage that is underwater and you canít refinance to reduce your monthly payments?

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April 7, 2015

IRSí automated notices frighten taxpayers

You are not alone.When I wrote recently about getting a letter from the IRS saying my husband and I owed $12,255 in back taxes, interest and penalties that was the result of an erroneous 1099 form, I opened a floodgate of fellow sympathizers.They too had received a ďCP2000 Notice.Ē The notice is part of the electronic era of the IRS where lots of taxpayer contact is initiated through automation.

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April 1, 2015

Short-term payday loans are just not worth it

I had a hallelujah moment when I saw that the Consumer Financial Protection Bureau is proposing new rules that would require payday lenders to make sure that borrowers have the means to repay their loans.I know. You have to be thinking what Iíve thought for years. Isnít it the responsible thing for lenders to determine that people can pay the money back?

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