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Youíve made the promise, now whatís your plan? There are some steps you need to take to prepare for the challenge of change.Letís say you made a resolution to save more money.You might have put a dollar figure to that promise. You decide you want to save $100 every month. But first you have to figure out where to find the money.
Youíve made the commitment to do better with your finances, but now you may be wondering how to keep this New Yearís resolution.I know some of the questions you may have. Whatís the best way to pay down my debt? Where in the world will I find the money in my budget to start an emergency fund or build up the tiny one I started but raid all the time?
If one of your New Yearís resolutions is to improve your credit, there are some helpful ways to achieve this goal.Start your journey to better credit by looking over your credit reports ó you have multiple ones. The Consumer Reports National Research Center found that only 53 percent of respondents in a recent survey had ever gotten their credit reports from one or more of the three major credit bureaus.
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